Pre‑Settlement Inspection: One Last Check Before Closing
You have negotiated, signed, and you are almost at closing—but before you get the keys, a pre‑settlement inspection gives you one last chance to make sure everything is as agreed.
This final walkthrough is not just a formality. It protects you from unfinished repairs, new damage, or missing items.
A pre‑settlement inspection, sometimes called a final walkthrough, happens shortly before closing. It is a focused visit to confirm that negotiated repairs are complete, appliances and fixtures are present and working, major systems still function, and the home’s condition has not changed for the worse since your original inspection.
What to Look For in Your Walkthrough
Use a simple checklist so you do not miss anything in the rush to close:
- Confirm all agreed‑upon repairs are finished and look properly done.
- Test major systems: turn on heat/AC, run water, flush toilets, and flip a few light switches.
- Verify that included appliances and fixtures (lights, fans, window treatments) are still in place and working.
- Look for any new damage to walls, floors, ceilings, or surfaces since your last visit.
- Check that the home is reasonably clean and empty, unless you agreed to items staying.
If You Find a Problem
Finding an issue in the pre‑settlement inspection does not mean the deal is dead—but you should pause and address it before signing. Common solutions include asking the seller to complete repairs before closing, negotiating a credit or price adjustment, or holding funds in escrow until the problem is resolved.
Final Thoughts
Taking your pre‑settlement inspection seriously helps ensure the home you are about to own matches what you agreed to buy. A short, careful walkthrough now can save you time, money, and stress after closing day.
