Four-Point Inspection

A Four-Point Inspection Will Focus on The Big Ticket Items In Your New Home

A four-point inspection will look at the major components of a home. This is not the same as a full home inspection. Insurance companies will often ask for this type of inspection for older homes as their components are more likely to fail than newer homes. They generally ask for a four-point inspection if the property is 25+ years old to see the current condition of the components. Four-Point inspections are also needed by insurance companies to obtain or maintain your home insurance policy. A four-point inspection can also be done for pre-offer scenarios. The client can use this inspection to help identify the condition of the components before putting an offer on the home. The four systems that are inspected are

  • Roof & Attic
  • Foundation
  • Electrical Panel
  • Water Heater
  • HVAC System

 

Four grid square of home components

Before scheduling, please check with your insurance company if something specific is needed in the report.

Home insurance policy document

What Happens during a Four-Point Inspection?

The inspector will inspect the electrical panel, water heater, HVAC, Roof & Attic, and the foundation in detail. The duration for the on-site inspection of a four-point inspection will be less than that of a full home inspection as the inspector will only be evaluating these components of the home.

What to do after a Four-Point Inspection?

Once the inspector finishes the on-site inspection, a report will be generated and delivered to you by email. The report will provide more insight on the condition of the systems inspected. Any defects found at the time of the inspection will be indicated within the report. Once equipped with the knowledge of the condition of these systems, you will be able to proceed with confidence.

Four-Point Inspections

What Our Inspector Searches For.

Electrical Panel

The inspector will check the age and the condition of the electrical panel. They will note any defects found at the time of the inspection

Water Heater

The Inspector will check the age and the condition of the water heater and note any defects found during the inspection.

HVAC System

The inspector will check the age and the condition of the HVAC system and note any defects found during the inspection. We also check for outdated refrigerants that may no longer be serviceable.

Structure

The inspector will check the roof and foundation from the outside noting any defects found. For the interior, we check through the attic and basement for any potential defects.

Take a Look at a Sample Report

Get an idea of the format and items that would be listed under a Four Point Inspection.