Pre-Settlement Inspection
An independent pre-settlement inspection reviews the finished home before closing. Receive a written report with photographs to discuss observed concerns with your builder, allowing time for a response.
Or call (703) 450-6398 and we will book it for you.
Document concerns before settlement
An inspection before settlement gives you a written record to review with your builder. Repair responses, coverage and deadlines depend on your agreement and warranty terms.
You are here
Before settlement
Share the findings with your builder and ask how concerns will be addressed before closing. Confirm any agreed next steps and dates in writing.
Warranty claim
After you move in
Review the applicable warranty documents and follow the builder's claim process for concerns that may be covered. Plan access and any follow-up with the builder.
Coverage and next steps
After the warranty ends
Check the applicable warranty terms before assuming who is responsible for a repair. The inspection documents observed conditions; it does not decide coverage.
A second set of eyes
Your builder runs their own walk-through. Ours is independent of them, works to the same standard we apply to every home inspection, and answers only to you.
A list, not a conversation
You walk into the final walk-through holding a written report with photographs and locations, not a memory of something you thought looked wrong in the second bedroom.
The time to ask questions
It is also the natural moment to raise anything you are unsure about with your builder: how a system works, why something was done a particular way, and what is covered from here.
What you take to the walk-through
The goal is simple: move into a new home with as few outstanding problems as possible, and have the record to make that happen.
01
A complete written report
Every finding, in plain language, organized by system and location. It reaches you by email in 24 to 48 hours. Allow time to review it and discuss the findings before your settlement date.
02
Photo evidence, item by item
Defects photographed where they are, so there is no ambiguity about which window, which wall, or which fixture needs attention.
03
A punch list they can work
Organized findings and photographs help you ask the builder about specific locations, concerns and proposed next steps.
Inspected during the pre-settlement phase
Your inspector reviews the finished home inside and out, focusing on accessible systems and components within the agreed inspection scope.
- Shingles
- Vent caps
- Flashing
- Weatherproofing
- Gutters
- Eaves and fascia
- Structural components
- Foundation walls
- Grading and slope
- Driveway
- Walkway
- Main gas valve
- Attic access
- Ventilation
- Insulation
- Siding and EIFS
- Porch
- Deck
- Attached garage
- Grounds
- Moisture intrusion
- Visible framing
- Access and ventilation
- HVAC system
- Water heater
- Distribution
- Outlets
- Circuit breaker panel
- Smoke detectors
- Sinks
- Toilets
- Showers
- Bathtubs
- Water main
- Exterior faucets
- Drainage
- Built-in appliances
- Countertops
- Cabinets
- Laundry
- Ceilings
- Walls
- Floors
- Doors
- Windows
Accessible systems, documented findings. The two earlier stages review work exposed during construction. The 11th-month warranty inspection revisits the home after months of use, planned around the applicable warranty notice deadlines.
The things a walk-through does not test
A final walk-through is largely a visual pass through a clean, empty, freshly painted house, which is exactly the environment in which problems are hardest to notice. Everything looks finished because everything is new.
Operational checks can reveal concerns that a walk-through may miss. Your inspector evaluates accessible systems within the agreed scope and operates components where conditions permit.
Operated, not glanced at
Built-in appliances
An installed appliance can still have operating problems. We document concerns observed during the inspection.
Tested individually
Outlets and GFCI protection
Checks of accessible outlets and GFCI protection can help identify concerns that are not apparent from across the room.
The short versionNew does not mean correct. It only means nobody has used it yet.
How your pre-settlement inspection works
Three steps, starting with your settlement date: allow time to receive the report and discuss findings with your builder before closing.
Step 1
You place the order
Book online or call with the property address and settlement date. Confirm site readiness and access, and allow time to review the report and ask your builder about next steps.
Step 2
Your inspector evaluates the finished home
Your inspector evaluates accessible systems and components within the agreed scope, performs operational checks where conditions permit and photographs observed concerns. You are welcome to walk the property with the inspector and ask questions.
Step 3
Your report follows in 24 to 48 hours
By email, formatted so your builder's team can work from it, with safety concerns and major defects listed first. You can see the format before you book in our sample report, and you can call your inspector with a question about it at any point afterwards.
Schedule your inspection Get a pre-settlement quote Call (703) 450-6398
Four checkpoints, start to warranty
Pre-settlement is the third of four. Each stage of the build covers up the one before it, so we inspect four times. Book them as a set, or book any one on its own.
Already under contract? Tell us how far along the build is and we will tell you which stages are still open. A house that is finished has this one and the warranty inspection left, not four; the earlier ones cannot be recreated. See all four new construction inspections.
Licensed, certified and insured
Our inspectors are licensed, insured and continuously trained, and every one is backed by general liability and errors and omissions insurance. These are the credentials behind a pre-settlement report; the full roster of certifications, awards and association memberships is a click away.
- Licensed and continuously trained inspectors
- General liability and errors and omissions insurance
- Every report peer reviewed before it goes out
- Passed the National Home Inspector Examination
See every credential we hold: inspector certifications and accreditations, awards and association memberships.
Builders we have inspected for
We have inspected homes from the production builders working across Northern Virginia, Maryland and Washington, DC, and from regional and custom builders alongside them. Whoever is building yours, the inspection is independent of them: we are hired by you, we report to you, and your builder stays responsible for the work and for arranging the permit inspections their jurisdiction requires.
Pre-settlement inspections near you
Pre-settlement inspections across Northern Virginia, Maryland and Washington DC, from $350. Select your county or city for local information. Final pricing depends on property type and square footage; confirm your quote, builder access and closing timeline before booking.
Virginia
From $350Pre-settlement inspection · property-specific quote
Counties we cover
Maryland
From $350Pre-settlement inspection · property-specific quote
Counties we cover
Washington DC
From $350Pre-settlement inspection · property-specific quote
Coverage
Pre-settlement inspections across Washington DC.
Share the property address to confirm coverage and the inspection scope.
Pre-settlement inspection questions
The questions buyers ask us in the weeks before settlement.
What is a pre-settlement inspection?
An independent inspection of a finished new home before closing, carried out for you rather than for the builder. Your inspector evaluates accessible systems and components within the agreed scope, operates components where conditions permit and photographs observed concerns.
It is the third of four new construction stages: foundation and footing before concrete, pre-drywall before walls close, this visit before settlement, and an 11th-month warranty inspection planned around the builder's written warranty and notice deadlines.
My builder runs their own walk-through. Why hire my own inspector?
Because neither your builder nor the permit inspections your jurisdiction carries out works for you. Those inspections remain a separate part of the build, arranged by the builder, against the code rather than against your interests.
Our inspection is independent of both. It works to the same standard we apply to every home inspection, and it answers only to you. Your builder remains responsible for the work and for arranging the approvals their jurisdiction requires.
The house is brand new. What is there to find?
A finished appearance does not establish how every component performs. Your inspector evaluates accessible systems within the agreed scope, including operational checks where conditions permit. Observed concerns are described and photographed so you can raise them with the builder.
How far before settlement should I book it?
Allow time before closing to receive the report, review the findings and discuss any response with your builder. Confirm site readiness and access when arranging the visit.
Tell us your settlement date when you book and we will work back from it. Your written report follows the visit by 24 to 48 hours.
Do I have to book all four new construction stages?
No. Each one stands on its own and you can book any of them individually. They cover different things because the house is at a different stage each time, so booking more of them leaves fewer blind spots, but plenty of buyers come to us for this stage only.
If the build has already moved past a stage, that stage cannot be recreated, so tell us where the house has got to when you call and we will tell you what is still open.
How is this different from the 11th-month warranty inspection?
The difference is timing. Each visit is a new inspection of accessible systems and components within the agreed scope.
A pre-settlement visit reviews the finished home before closing. An 11th-month inspection reviews conditions after months of weather and use. Conditions such as drywall cracks, sticking doors or changes in grading may develop or become easier to notice after move-in. Check the written warranty and notice deadlines when planning that visit.
What do I actually receive?
A written report by email, with every finding described in plain language and organized by system and location, safety concerns and major defects first. Defects are photographed where they are, so there is no ambiguity about which window, which wall or which fixture needs attention, and the whole thing is formatted so your builder's team can act on it directly.
You can see the format before you book in our sample report.
Where do you inspect new construction?
Across Virginia, Maryland, Washington, DC, southern Pennsylvania and West Virginia's Eastern Panhandle. Check your city, county or ZIP code in our service area, or call and we will tell you.
How long does the inspection take, and can I be there?
It depends on the size, age and type of the home, so we do not quote one number for every property. What we can tell you is that you are welcome to be there: walking the property with your inspector is the natural moment to raise anything you are unsure about, how a system works, why something was done a particular way, and what is covered from here.
You can also call your inspector with a question about the report at any point after it lands. There is no cutoff on that.
Share the property address and settlement date when booking. Get a pre-settlement quote or schedule your inspection. More answers on our frequently asked questions page, and on the new construction hub.
Explore Our Inspection Reports
- HD Photography
- Commentary & Recommendations
- Grading Scale
- Repair, Safety & Maintenance